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RateGuardian.com helps consumers protect themselves from unknowingly overpaying their mortgage companies.

With the right information, you can avoid paying unnecessary mortgage interest and unnecessary refinance fees.

Here is the scoop!

Most consumers have no way of accurately identifying when it may be most feasible to pay to refinance or pursue a no costs interest rate reduction refinance. Most also find it difficult to find reputable lenders that are willing to provide guidance and fair terms without charging ridiculous fees. For this reason, approximately 92% of all FHA and VA homeowners are unknowingly overpaying their mortgage companies each month.

RateGuardian.com members are given up to date individualized notifications whenever the market indicates that the member may be able to lower his or her mortgage payment. These are not general market tips sent to all members. Each member's loan is securely and privately monitored and uniquely analyzed by our system for money-savings opportunities. RateGuardian.com members do not have to guess if the time is right to refinance nor do they have to fear unknowingly missing any opportunities to improve their mortgage.

As a member...

  • You will receive a notification via email or text message as soon as our state-of-the-art mortgage monitoring system sees opportunities for you to save money.
  • We convert all of the technical jargon into a simple “Act” or “Hold” recommendation. There are no complicated reports or analysis for you to review.
  • Unlike lenders, we look for the FREE or low costs opportunities first. Since we have an idea what lenders may be earning on your loan, we often show you how to have the lender pay some of your settlement fees for you or eliminate closing costs. We do the homework and you get the benefit.
  • We tell you how to contact lenders that may be able to help you based on your individual circumstances. All you have to do is contact the lender before the market shifts. Although we cannot guarantee your eligibility or their underwriting guidelines, knowing when to call is essential.
  • You are never under any obligations or contracts with us. We provide the information and what you do from there is your choice.

Enroll today! Each day that you are not enrolled could cost you thousands over the course of your loan. Sign up now!